Balance sheet and rating optimization

The rating and thus essential balance sheet figures, e.g. the equity ratio and the leverage ratio, are crucial for the financial viability and the amount of the company’s financing costs.
We streamline your balance sheet and improve important indicators by means of off-balance sheet measures and transfer transactions. This may improve or even create the financing base.

The assets for such balance sheet structuring measures may be non-operating assets, intangible assets (e.g. trademarks or patents) or appropriate current assets. Products for the optimization of balance sheets / ratings are:

  • Off-balance sheet measures
  • Transfer transactions regarding fixed and current assets, R&D costs
  • Factoring
  • Forfaiting
  • Repurchase agreements
  • Leasing 
  • Sale & lease back
  • Sale & rent back
  • Equity base improvement
  • Increase of economic equity (mezzanine)
  • Optimization of the financing structure and maturity by means of debt

Equity

German small and medium sized enterprises typically do not have much equity capital. This limits growth plans or the access to credit opportunities. To strengthen your company’s equity base, we use various components:

Mezzanine

Mezzanine as a financing instrument closes the gap between debt and equity. Thanks to its extremely high flexibility, mezzanine financing facilitates customized financing concepts.We provide the following instruments:

Debt

The financing mix of small and medium-sized enterprises is growing ever wider. In addition to traditional bank loans, other intelligent forms and structures of debt financing are gaining more and more importance. They can be used depending on the occasion and the situation. Our Debt Advisory includes the following types of debt:

 
 

Contact

Kai Hartmann

General Representative
youmex AG

+49 69 505045 333
+49 177 20 97 333
+49 69 505045 400
hartmann(at)youmex.de

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